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Privacy Policy

Last updated: 10 November 2025 (v1)


Introduction


This privacy policy (“Policy”) applies to ArigaMoney India Private Limited (the “Company”, “we”, “our”, or “us”), the owner and operator of the mobile application and platform “GoalSeek” (the “Platform”), along with its affiliates, in relation to the its website https://usegoalseek.com (“Website”), the Platform, mobile application(s), and related services provided by us, together with any materials made available by Company on or through the Platform or otherwise (collectively, the “Services”). The Policy governs the collection, use, disclosure, and retention of personal data through the Website and/or the Platform and related services. We are committed to protecting your privacy and ensuring compliance with applicable data protection laws.


The Policy covers what information we collect and why we collect it, how we use the information we collect, and the choices you have to access and update that information. We sincerely believe that you should always know what data we collect from you, the purposes for which such data is used, and that you should have the ability to make informed decisions about what you want to share with us. Therefore, we want to be transparent about how and why we collect, store, and use your personal data in the various capacities in which you interact with us and the rights that you have to determine the contours of this interaction.


Please familiarise yourself with the Policy and our practices, and let us know if you have any questions. By using our Services, you expressly, irrevocably, and unconditionally consent to our collection, use, disclosure, and retention of your Personal Data as described in this Policy. Each time you use our Services, the current version of this Policy will apply. By using the Services, you agree and consent to the data practices described in this Policy and our Terms of Use. If you have any queries or concerns with this Policy, please contact our Grievance Officer (as set forth hereinafter). If you do not agree to this Policy, please do not use our Services.


Effective Date:


This Policy was last updated on 10 Nov. 2025. We may change or update this Policy at any time, and the same will be updated here. 


Applicability:


This privacy policy applies to all users and visitors of our Services, including:

  • “Visitors” - Individuals who browse our Website and/or the Platform, or any other Services, with our without registering.

  • “Customers” - Entities or individuals who register for and use our Services or availing of one of our Services.

  • “Users” - Employees, agents, or representatives of Customers who use the Services on behalf of the Customer.


Legal Basis of Processing Your Data:


We process your Personal Data based on the following legal grounds:

  • Consent: Where you have provided your informed and explicit consent.

  • Contractual Necessity: To fulfill our contractual obligations to you.

  • Legal Obligation: To comply with legal and regulatory requirements.

  • Legitimate Interests: To pursue our legitimate interests, provided your rights and freedoms do not override these interests.


You may withdraw your consent at any time by contacting us using the information provided in the “Contact Us” section of this Policy.


Information We Collect and How We Use It:


“Personal Data” means any information that identifies or can identify an individual, such as name, contact details, and online identifiers, including but not limited to:

  • Contact Information: Name, email address, phone number.

  • Identification Data: Government-issued identification numbers (e.g., PAN, Aadhaar), date of birth.

  • Sensitive Personal Data: Information such as financial data, biometric data, health information, or any other data classified as sensitive under applicable laws.

  • Financial Information: Bank account details, payment card information, transaction history.

  • Technical Data: IP address, device information, browser type, operating system.

  • Usage Data: Information about how you use our Services, including interaction data and preferences.

  • Location Data: Geolocation information if you enable location services on your device.

  • Cookies and Tracking Technologies: Data collected through cookies, web beacons, and similar technologies.


Your Personal Data relationship with the Company varies based on the capacity in which you interact with us/avail of our Services – whether as a Visitor, Customer or a User. Based on whether you are a Visitor, Customer, or User, the type of data we collect and the purpose for which we use it will differ, and this Policy details such variations.


If you’re a Visitor, we will collect your location; How you behave on the Website, (what pages you land on, how much time you spend, etc.); What device you use to access the Website and its details (model, operating system, etc.); cookies and web beacon data; Name; and e-mail.


We use this information to analyse and identify your behaviour and enhance the interactions you have with the Website.


If you submit your details and give us your consent, we may send you newsletters and e-mails to market other products and services we may provide.


If you’re a Customer, we will collect the name and e-mail of your representative who signs up for a Service on your behalf. Credit Card/ Debit Card/Other Payment Mode information to check your financial qualifications, detect fraud, and facilitate payments for our Services.


We collect this data in order to help you register for and facilitate the provision of our Services.


We also use this data to enable you to make payments for our Services. We use a third-party service provider to manage payment processing. This service provider is not permitted to store, retain, or use information you provide except for the sole purpose of payment processing on our behalf.


If you give us your consent, we may send you newsletters and e-mails to market other products and services we may provide.


If you’re a User, we will collect your name, e-mail, how you behave in the relevant product environment and use the features, what device you use to access the Website/App and its details (model, operating system, etc.), cookies, and web beacon data.


In summary, we may collect personal data through the following methods:

  • Directly from you: When you fill out forms, create accounts, or contact us.

  • Automatically: Through cookies, analytics tools, and logs when you use our website or services.

  • Third Parties: From business partners, service providers, or publicly available sources.


We collect this data in order to facilitate the provision of our Services.


We will occasionally send you e-mails regarding changes or updates to the Service that you are using. In the event you report an issue with any Service, we may also screen/video record your device only when you use the Services for a limited period to help us better understand how to address the issue.


If you give us your consent, we may send you newsletters and e-mails to market other products and services we may provide.


We will not delete customer information other than upon the Customer’s specific request. However, we reserve the right to delete customer information for members with a free account status at any time. If you are a Customer, please be advised that after you terminate your usage of a Service, we may, unless legally prohibited, delete all data provided or collected by you from our servers.


Additionally, we may also use Personal Data to: 

  • to provide and maintain our Services;

  • to carry out our obligations arising from your purchase of, or subscription to, our Services or any other contract entered into between you and us;

  • to enable site features such as logging, and retrieving and providing analysis of data;

  • to send you important notices, such as communications about changes to your account, and our sites' and Services' terms, conditions, or policies;

  • to communicate with you, including sending service-related messages and marketing communications;

  • to process payments and to send you emails, invoices, receipts, notices of delinquency, alerting you if we need different or updated payment card information or other communications in connection with processing and collecting payments;

  • to solicit input and feedback to improve our Services and customize your user experience and improve our Services;

  • to enable you to communicate with other site or service users via private messaging or other service specific communication channels;

  • to contact you via email, telephone, text or chat in a manner required by law;

  • to meet contractual obligations;

  • to send you reminders, technical notices, updates, security alerts, support and administrative messages, and service bulletins;

  • to inform you about new products or promotional offers, or other opportunities which we feel will be of interest to you, and to provide advertisements to you through our sites, email messages, text messages, applications, or other methods of communication;

  • to manage our sites' and services' administration, forum management, or fulfilment;

  • to provide customer service and technical support;

  • to administer surveys, sweepstakes, giveaways, contests, or similar promotions or events sponsored by us or our partners;

  • to prevent fraud or potentially illegal activities, enforce our Services’ Terms of Use, or to comply with applicable law;

  • for internal purposes such as auditing, data analysis, and research to improve our products, services, and communications; 

  • to prevent fraud and ensure the security of our Services;

  • to run (or authorize third parties to run) statistical research on individual or aggregate trends; and/or

  • for other purposes that are disclosed to you at the time we collect the information, or with your consent.


Legal Bases for Processing Personal Data


We process Personal Data only when permitted by applicable law. The legal bases include:

  • Consent: When you provide explicit consent (e.g., marketing communications). 

  • Contractual Necessity: To fulfill a contract with you (e.g., processing orders).

  • Legal Obligation: To comply with legal and regulatory requirements.

  • Legitimate Interests: For fraud prevention, improving services, or ensuring security.


Cookies and Tracking Technologies


We may use information collected from you through cookies and other tracking technologies in one or more of the following ways:

  • to remember you when you return to our sites;

  • to understand and analyze trends, to monitor usage, and learn about user behavior;

  • to gather demographic information about our user base as a whole;

  • to customize ads, content, or offers on our Services; and

  • to conduct market research and measurement in order to improve our sites, content, and services and to make our sites, content, and services more useful for users.


We use cookies and similar technologies on our Website/Platform to enhance your experience, analyze usage patterns, and deliver personalized content.  Cookies are small text files that are stored on your device when you visit our website.


Some of the types of cookies we use include:


  • Essential Cookies: These cookies are necessary for the proper functioning of the website and cannot be switched off in our systems. They are typically set in response to actions made by you, such as setting your privacy preferences, logging in, or filling in forms.

  • Analytical/Performance Cookies: These cookies help us understand how users interact with our website by collecting and reporting information anonymously. This allows us to improve the performance and usability of our site.

  • Marketing/Advertising Cookies: These cookies track your online activity to help deliver more relevant advertising or to limit how many times you see an ad. They may be set by us or by third-party providers whose services we have added to our pages.


By continuing to use our website, you consent to the use of these cookies unless you choose to disable them via your browser settings. Where required under applicable laws, we will obtain your explicit consent before setting non-essential cookies on your device.


You can manage your cookie preferences through your browser settings.


Your Rights: 


In accordance with this Policy, you shall have the following rights regarding your Personal Data:

  • Right of Access : You have a right to access the personal data you have provided by requesting us to provide you with the same.

  • Right to Rectification : You have a right to request us to amend or update your personal data if it is inaccurate or incomplete.

  • Right to Erasure : You have a right to request us to delete your personal data.

  • Right to Restrict Processing: You have a right to request us to temporarily or permanently stop processing all or some of your personal data.

  • Right of Withdrawal of Consent: Revoke consent at any time. Once you withdraw consent, we will stop using your data for the purpose originally agreed upon, unless there’s a legal reason for continued processing (like a court order). 


To exercise these rights, you may contact us on the details mentioned in this Policy under the “Contact Us” section. Requests will be processed within [45 (forty five) business days] from receipt of such request or as required by law.


Children’s Data


Our Services, Website and Platform are not intended for use by children under the age of 18. We do not knowingly collect, process, or store Personal Data of children without the verifiable consent of a parent or legal guardian, as required under applicable laws.


If we become aware that we have inadvertently collected personal data from a child without appropriate consent, we will take steps to delete such data as soon as possible. If you believe that a child has provided us with Personal Data without parental or guardian consent, please reach out to us using the contact details provided in the “Contact Us” section of this Policy.


Sharing, Compelled Disclosure and Retention of Personal Data


Notwithstanding anything contained under “Your Rights” section of this Policy and in addition to the purposes set out in the Policy, we may:


  1. disclose any Personal Data we collected or processed from you, if it is required:

    - Under applicable law or to respond to a legal process, such as a search warrant, court order, or subpoena;

    - To protect our safety, your safety or the safety of others or in the legitimate interest of any party in the context of national security, law enforcement, litigation, criminal investigation or to prevent death or imminent bodily harm;

    - If required in connection with legal proceedings brought against our officers, employees, affiliates, customers or vendors; or

    - To establish, exercise, protect, defend and enforce our legal rights.


  1. share your personal information with third parties in the following circumstances:


  • when we engage third parties to perform services on our behalf, such services include maintenance, hosting, data storage, security, analytics and data analysis, payment processing, marketing, email and text message distribution, customer service, and surveys and sweepstakes;

  • when you communicate with us by email, submit an online form through our Services, request information, purchase a form or precedent or service, or otherwise submit a request through our Services, the personal information you provide may be shared with third parties to process or respond to your request, provide you with the forms and precedents or services you requested, or complete a transaction, including a third party broker, aggregator, or other referral service to share and/or sell your information to a lender, dealer, or other financial institution in connection with your online request.

  • in the event of a merger, acquisition, debt financing, restructure, sale of our assets by or with another company, or a similar corporate transaction, we may need to disclose and transfer all information about you, including personal information, to the successor company;

  • we may share information about you with our subsidiaries and affiliates and companies acquired by or merged with us and its affiliates, including without limitation, to enable such acquired or merged companies to advertise to you forms and precedents and services in which you may be interested.

  • when you register to use a service co-branded by us and other companies with which we partner, we may share the personal information you provide with such companies; in this instance, both our Policy and the partner's privacy policy will apply;

  • Non-personal information may be shared with our partners who referred you to our Website or Platform and who may use the data for their market research and measurement purpose. User information may also be shared with our partners who help us deliver ads to you on websites not controlled by us; for instance, when we put a pixel on a conversion page on our site and a marketing partner uses that pixel to optimize the traffic that they send to us; and/or

  • for any other purpose(s) disclosed to you at the time we collect your information or with your consent.


  1. store any Personal Data we collect from you as long as it is necessary in order to facilitate your use of the Services and for ancillary legitimate and essential business purposes, including, without limitation, for improving our Services, attending to technical issues, and dealing with disputes. It is hereby clarified that we may need to retain your Personal Data even if you seek deletion thereof, for as long as necessary to fulfil the purposes outlined in this Policy, comply with legal obligations, resolve disputes, and enforce our agreements. The retention period may vary depending on the type of data and applicable legal requirements.


Data Security:


We implement industry-standard technical and organisational measures by using a variety of security technologies and procedures to help protect your data from unauthorised access, use, loss, destruction or disclosure. When we collect particularly sensitive data, it is encrypted using industry-standard cryptographic techniques, including but not limited to AES. We adhere to industry standards and comply with applicable data protection regulations to ensure the security and confidentiality of your data.


We implement robust, appropriate technical and organisational measures to protect your Personal Data, including:


  • Data Encryption: Sensitive personal data is encrypted both in transit and at rest using strong industry-standard encryption protocols. In transit, data is protected using SSL connections implementing TLS version 1.3 with cipher suite TLS_AES_256_GCM_SHA384, key exchange mechanism X25519, and digital signature algorithm RSASSA-PSS. At rest, data is encrypted using secure algorithms such as AES (Advanced Encryption Standard), typically with 256-bit keys (Crypto-AES). These measures ensure that your data remains secure and protected from unauthorised access.

  • Access Control: We ensure that access to personal data is granted only to authorised personnel on a need-to-know basis and that such access is logged and monitored.

  • Regular Audits: We conduct regular security audits and assessments to identify potential vulnerabilities and ensure compliance with our security policies. 

  • Incident Management: We have established protocols for managing and responding to security incidents, including data breaches, to mitigate any potential impact on your Personal Data.


However, you are. solely responsible for safeguarding and preventing unauthorised access to your account credentials (including but not limited to account details and passwords) and for all activities that occur under your account, in a secure manner to avoid any unauthorised access thereto. You agree not to disclose your password to any third party, and you are responsible for any activity using your account, whether or not you authorised that activity. You agree to:


  • notify us immediately of any unauthorised use or breach of security; and 

  • provide all assistance as reasonably requested by the Company in connection thereto.


Third Party Websites and Services


Our Services may link to other sites or services operated by our affiliates or third parties, and may carry advertisements or offer content, functionality, newsletters, contests or sweepstakes, or applications developed and maintained by third parties. We do not exercise control over third-party sites or services. We are not responsible for the privacy practices of any such third parties. Once you leave our sites or services via a link, enable a third-party service, or click an advertisement, you should check the applicable privacy policy of the third-party's site or service.


Modifications:


We reserve the right to modify or update this Policy from time to time to reflect changes in our practices or legal requirements. Any changes will be effective immediately upon our update or posting of the updated Policy on our website, indicating the date of the latest revision. You should regularly review the Policy, and you are expected to do so at regular intervals. In the event, the modified Policy is not acceptable to you; you should discontinue using the Services. Your continued use of our Services after such changes constitutes your irrevocable and unconditional acceptance of the updated Policy.


Governing Law and  Dispute Resolution:


This Policy shall be governed by the laws of India. In the event of any disputes, controversy, or claim arising out of or in connection with these Terms, including any question regarding their existence, validity, or termination (“Dispute”), the parties shall first attempt to resolve the Dispute amicably through good faith negotiations.


If the Dispute cannot be resolved within 30 (thirty) days of such negotiations, it shall be referred to and finally resolved by arbitration in accordance with the provisions of the Arbitration and Conciliation Act, 1996, as amended from time to time. The arbitration shall be conducted by a sole arbitrator jointly appointed by the parties. If the parties are unable to agree on the appointment of an arbitrator within 15 (fifteen) days, the arbitrator shall be appointed in accordance with the said Act. The seat and venue of arbitration shall be Delhi, India, and the language of the arbitration shall be English.


Subject to the foregoing, the courts at Delhi, India, shall have exclusive jurisdiction over all Disputes arising out of or in connection with this Policy.


Contact Us:


If you have any questions, concerns or complaints regarding this Policy or our data practices, you may initiate a helpdesk ticket by sending by contacting us at:


Data Protection Officer: Ajit Kumar Singh Chauhan

Email: support@goalseek.co.in

Phone: +91 888 2855 766


Please be sure to identify the specific website, software, or service about which you have a question or concern and how we can contact you.



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